Financing Area

Better Buy Here, Pay Here, We Care More.

Our in-house lending program is designed exclusively for Ohio residents. Our used car financing programs work with Ohio residents that live within an hour of our 6 convenient area locations.

Get qualified online in minutes with our easy-to-use online application, and then one of our experienced customer advocates will reach out to assist with the rest of your approval and vehicle test-drive appointment. And because we care more, here are a few perks you get when you buy from Advantage Car & Credit, A Better Buy Here Pay Here:

  • Lifetime powertrain warranty

  • We report your payment history every month

  • Super Easy Better Buy Here, Pay Here

  • Used car financing program for less-than-perfect credit


No matter your credit score, Advantage Car & Credit has options for you. We employ over a dozen auto technicians working in our Xenia location to help service and maintain all of the vehicles we sell so our customers can drive with peace of mind, we care more. Here are some of the cities and areas we cater to, but don't worry, if you're not sure if we cover your local area, give us a call and one of our experienced customer advocates can review your needs:

Beavercreek, OH Centerville, OH Clayton, OH Dayton, OH Englewood, OH Fairborn, OH Franklin, OH Huber Heights, OH Kettering, OH Miamisburg, OH Moraine, OH New Carlisle, OH Piqua, OH Riverside, OH Springboro, OH Springfield, OH Tipp City, OH Trotwood, OH Troy, OH Vandalia, OH West Carrollton City, OH Wilmington, OH Xenia, OH.

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